Insurance Claims
Houston Storm Damage Insurance Claims
Filing a storm damage insurance claim can feel like a daunting task, often adding stress to an already difficult situation. Insurance policies can be complex, and adjusters may overlook critical damage. At Strata Roofing and Construction, we serve as your trusted advocate, leveraging our deep expertise in storm damage repair and insurance negotiations to ensure your claim is handled accurately and you receive the fair settlement necessary to properly restore your property.
Expert Guidance for Your Roof Insurance Claim
Partner with a professional roofing contractor who has mastered every aspect of the roof repair and replacement business, including helping home and business owner file roof insurance claims. We help you make the roof repair and replacement process as smooth as possible by leveraging the expertise of our roofing technicians and excellent customer service staff to help you through the insurance claims process for roof repair and replacement.
The friendly customer service team at Strata Roofing and Construction, Houston, will help you navigate smoothly through the stages of insurance claims and roofing repair and replacement. We help make the process of filing a roofing insurance claim hassle free. Your insurance company may ask you to provide estimates from reputable Houston-area roofing companies prior to arranging an insurance adjuster to inspect your roof. We can help you provide the required paperwork, documentation and photos needed to initiate your claim and make forward progress on your roofing repair or roofing replacement project.
HELPING THE HOUSTON METRO AREA WITH THE ROOF INSURANCE CLAIMS PROCESS
After damage from a storm or natural disaster, it is critical to start a course of action for the insurance claims and roof restoration right away to return your roof to its original condition as soon as possible.
The process for insurance claims commonly includes the following steps:
- Inspecting and evaluating the extent of the damage. Contact a qualified roofing contractor—Strata Roofing and Construction—to assess the damage and determine what is required for roof restoration, including repairs or replacement.
- Starting the claims adjustment process. A claims adjuster may be sent by your insurance company to complete an on-site inspection.
- Seeking approval for funds from the insurance company. After approval, a check will be sent to the property owner, which is typically the value of the approved estimate, subtracting the policy’s deductible and depreciation on the roof.
- Starting roofing repairs or replacement. The roofing company will either repair or replace the roof.
- Completing the roofing work. When the roofing job is done, the insurance company will send the property owner the rest of the funds after the roofer sends in the invoice.
- Following up. A reputable roofing company will complete a final inspection with the property owner to ensure complete satisfaction.
Understanding Your Policy and Coverage
Before you file, it’s crucial to understand your policy's terms. Many homeowners are unaware if they have a Replacement Cost Value (RCV) policy, which covers the full cost of replacement, or an Actual Cash Value (ACV) policy, which pays out less due to depreciation. Our specialists help you decipher this language and understand your specific coverage for hurricane damage repair. We ensure that your claim is filed correctly from the start, setting the stage for a successful outcome.
The Critical Role of Proper Documentation
A successful storm damage insurance claim is built on a foundation of thorough documentation. Insurers require detailed proof of loss. Our team meticulously documents every aspect of the damage with high-resolution photos and detailed notes before any work begins. We then provide a comprehensive, itemized estimate that accurately reflects the scope of necessary repairs, from shingles and underlayment to flashing and ventilation. This professional evidence is vital for validating your claim and preventing unnecessary delays or denials.
Strata Roofing and Construction helps people during the roof insurance claims process in the Houston Metro Area and surrounding communities, including Spring, Cypress, Sugarland, Katy, League City, Rockport, and Lufkin.
Strata Roofing is fully licensed, bonded and insured in Texas and an Accredited Business with Better Business Bureau since 2008 with an A+ rating. Our top objective is achieving 100-percent satisfaction with our customers. Check out the latest reviews from our customers on Top-Rated Local. Strata Roofing is a certified Weather Stopper Roofing Contractor with GAF, a Certainteed ShingleMaster and Master Shingle Applicator with Saint-Gobain.
Houston Office
Lufkin Office
Commercial Roofing
Commercial roofing requires skill and precision. Our expert roofers have years of experience installing and repairing roofs for commercial establishments
Storm Damage
Whether it is a small roof leak, or a full roof replacement project, homeowners trust Strata Roofing and Construction to get the job done efficiently and affordably.
Roofing Services
Our extensive construction services can make your home or business look like new.